Offer Loan Requests

This endpoint is used to make an offer for a loan request, given a loan request id.

HTTPS Request

POST https://api.lenmo.app/api/v3/loan_requests/{id}/make_offer/

Path Parameters

Name	Type	Description
id*	Long	The loan request id to be offered.

Headers

Name	Type	Description
Accept	String	The content type of the response.
X-API-KEY*	String	The API key that gives the user the authentication to perform this request.
X-Timestamp*	String	The timestamp of the request.
X-HMAC*	String	The HMAC generated for the request.

Request Body

Name	Type	Description
offered_interest*	Float	A Float value between 0.03 and 2.0

201: Created An offer is created for that loan request.

{
    'id' : 1,
    'offered_interest' : 0.03,
     'offer_status': 'pending',
      'lender' :{ 
        // .... lender data ....
      }, 
      'loan_request': { 
        // ... loan request data .... 
      },
      'monthly_payment' : 100,
      'loan_gain': 100.02,
      'created': '2022-05-27T10:37:14.658672Z',
      'offer_status_changed': '2020-05-06 17:25:01 Etc/GMT',
      'processed_on_dwolla': True
}

403: Forbidden If the investor is currently borrowing

{
    'message': 'Borrower can not offer.'
}

400: Bad Request The investor has no verified bank account.

{
    "message": "We cannot process this request as it appears that your bank account has not been verified. Please verify your bank account and try again later."
}

403: Forbidden Permission Denied

{
    "detail": "Authentication credentials were not provided."
}

Sample Request

cURL

curl -X GET "https://api.lenmo.app/api/v3/loan_requests/" \
    -H "accept: application/json" \
    -H "X-API-KEY: YOUR_API_KEY" \
    -H "X-Timestamp: REQUEST_TIMESTAMP" \
    -H "X-HMAC: REQUEST_HMAC"

Python

import requests

lq_id = 126315

url = "https://api.lenmo.app/api/v3/loan_requests/{}/make_offer/".format(lq_id)

headers = {
    "Accept": "application/json",
    "X-API-KEY": "YOUR_API_KEY",
    "X-Timestamp": "REQUEST_TIMESTAMP",
    "X-HMAC": "REQUEST_HMAC",
}

body = {"offered_interest": 1}

r = requests.post(url, json=body, headers=headers)
print(r.text)

Response Parameters

Parameter	Type	Description
id	Long	Offer id
offered_interest	Float	The interest rate of the offer
offer_status	String	Status of the offer .e.g pending, accepted, rejected, expired ..
lender	Dict	Contains lender data for loan
loan_request	Dict	Contains loan request details for this offer
monthly_payment	Float	Monthly payment of the offer
loan_gain	Float	The loan gain of the offered loan request
created	Date	UTC time of the offer creation on the database
offer_status_changed	Date	UTC time of the last action took on this offer
processed_on_dwolla	Boolean	Status of transfer associated with the offer