Get Loans

The investor can use these endpoints to fetch details of their loans, including those in pending, completed, in collection, or in default status.

Get Current Loans

The investor can use this endpoint to fetch their loans either in pending or in funded statuses.

HTTPS Request

GET https://api.lenmo.app/api/v3/loans/current_loan/

This endpoint returns a paginated response for loans that are associated with the investor, and they are completed.

Headers

Name
Type
Description

Accept

String

The content type of the response.

X-API-KEY*

String

The API key that gives the user the authentication to perform this request.

X-Timestamp*

String

The timestamp of the request.

X-HMAC*

String

The HMAC generated for the request.

{
   "count":2,
   "next":null,
   "previous":null,
   "results":[
      {
         "id": 1,
         "borrower_card_color": 3,
         "loan_amount": 103213.009,
         "payment_terms": 4,
         "monthly_payment_amount": 40.5,
         "loan_return": 123213.009,
         "is_approved": True,
         "loan_paid_off":  False,
         "loan_balance": 2221.21,
         "interest_rate": 0.03,
         "lender": {
            // ... lender data ...
         },
         "next_payment_date": "2018-10-16 00:00:00+00:00",
         "borrower": {
            // ... borrower data ...
         },
         "status": "funded",
         "loan_due_amount": 900.01,
         "created_date": "2018-10-16 00:00:00+00:00",
         "original_debt": 122.031,
         "collected_amount": 900.1,
         "remaining_debt": 100,
         "collection_fee": 5,
         "collected_percentage": 70.0,
         "net_collected": 800,
         "loan_request_id": 2,
      }, ...
   ]
}

Sample Request

curl -X GET "https://api.lenmo.app/api/v3/loans/current_loan/" \
    -H "accept: application/json" \
    -H "X-API-KEY: YOUR_API_KEY" \
    -H "X-Timestamp: REQUEST_TIMESTAMP" \
    -H "X-HMAC: REQUEST_HMAC"

Get Completed Loans

The investor can use this endpoint to fetch their completed loans.

HTTPS Request

GET https://api.lenmo.app/api/v3/loans/completed_loan/

This endpoint returns a paginated response for loans that are associated with the investor, and they are completed.

Headers

Name
Type
Description

Accept

String

The content type of the response.

X-API-KEY*

String

The API key that gives the user the authentication to perform this request.

X-Timestamp*

String

The timestamp of the request.

X-HMAC*

String

The HMAC generated for the request.

{
   "count":2,
   "next":null,
   "previous":null,
   "results":[
      {
         "id": 1,
         "borrower_card_color": 3,
         "loan_amount": 103213.009,
         "payment_terms": 4,
         "monthly_payment_amount": 40.5,
         "loan_return": 123213.009,
         "is_approved": True,
         "loan_paid_off":  False,
         "loan_balance": 2221.21,
         "interest_rate": 0.03,
         "lender": {
            // ... lender data ...
         },
         "next_payment_date": "2018-10-16 00:00:00+00:00",
         "borrower": {
            // ... borrower data ...
         },
         "status": "funded",
         "loan_due_amount": 900.01,
         "created_date": "2018-10-16 00:00:00+00:00",
         "original_debt": 122.031,
         "collected_amount": 900.1,
         "remaining_debt": 100,
         "collection_fee": 5,
         "collected_percentage": 70.0,
         "net_collected": 800,
         "loan_request_id": 2,
      }, ...
   ]
}
curl -X GET "https://api.lenmo.app/api/v3/loans/completed_loan/" \
    -H "accept: application/json" \
    -H "X-API-KEY: YOUR_API_KEY" \
    -H "X-Timestamp: REQUEST_TIMESTAMP" \
    -H "X-HMAC: REQUEST_HMAC"

Get Collection Loans

The investor can use this endpoint to fetch their funded loans which are in collection status.

HTTPS Request

GET https://api.lenmo.app/api/v3/loans/collection_loan/

This endpoint returns a paginated response for loans in collection status that are associated with the investor.

Headers

Name
Type
Description

Accept

String

The content type of the response.

X-API-KEY*

String

The API key that gives the user the authentication to perform this request.

X-Timestamp*

String

The timestamp of the request.

X-HMAC*

String

The HMAC generated for the request.

{
   "count":2,
   "next":null,
   "previous":null,
   "results":[
      {
         "id": 1,
         "borrower_card_color": 3,
         "loan_amount": 103213.009,
         "payment_terms": 4,
         "monthly_payment_amount": 40.5,
         "loan_return": 123213.009,
         "is_approved": True,
         "loan_paid_off":  False,
         "loan_balance": 2221.21,
         "interest_rate": 0.03,
         "lender": {
            // ... lender data ...
         },
         "next_payment_date": "2018-10-16 00:00:00+00:00",
         "borrower": {
            // ... borrower data ...
         },
         "status": "funded",
         "loan_due_amount": 900.01,
         "created_date": "2018-10-16 00:00:00+00:00",
         "original_debt": 122.031,
         "collected_amount": 900.1,
         "remaining_debt": 100,
         "collection_fee": 5,
         "collected_percentage": 70.0,
         "net_collected": 800,
         "loan_request_id": 2,
      }, ...
   ]
}
curl -X GET "https://api.lenmo.app/api/v3/loans/collection_loan/" \
    -H "accept: application/json" \
    -H "X-API-KEY: YOUR_API_KEY" \
    -H "X-Timestamp: REQUEST_TIMESTAMP" \
    -H "X-HMAC: REQUEST_HMAC"

Get Default Loans

The investor can use this endpoint to fetch their loans in default status.

HTTPS Request

GET https://api.lenmo.app/api/v3/loans/default_loan/

This endpoint returns a paginated response for loans that are associated with the investor, and they are default.

Headers

Name
Type
Description

Accept

String

The content type of the response.

X-API-KEY*

String

The API key that gives the user the authentication to perform this request.

X-Timestamp*

String

The timestamp of the request.

X-HMAC*

String

The HMAC generated for the request.

{
   "count":2,
   "next":null,
   "previous":null,
   "results":[
      {
         "id": 1,
         "borrower_card_color": 3,
         "loan_amount": 103213.009,
         "payment_terms": 4,
         "monthly_payment_amount": 40.5,
         "loan_return": 123213.009,
         "is_approved": True,
         "loan_paid_off":  False,
         "loan_balance": 2221.21,
         "interest_rate": 0.03,
         "lender": {
            // ... lender data ...
         },
         "next_payment_date": "2018-10-16 00:00:00+00:00",
         "borrower": {
            // ... borrower data ...
         },
         "status": "funded",
         "loan_due_amount": 900.01,
         "created_date": "2018-10-16 00:00:00+00:00",
         "original_debt": 122.031,
         "collected_amount": 900.1,
         "remaining_debt": 100,
         "collection_fee": 5,
         "collected_percentage": 70.0,
         "net_collected": 800,
         "loan_request_id": 2,
      }, ...
   ]
}
curl -X GET "https://api.lenmo.app/api/v3/loans/default_loan/" \
    -H "accept: application/json" \
    -H "X-API-KEY: YOUR_API_KEY" \
    -H "X-Timestamp: REQUEST_TIMESTAMP" \
    -H "X-HMAC: REQUEST_HMAC"

Response Parameters

Parameter
Type
Description

borrower_card_color

Integer

An integer value that reflect the risk level of the borrower.

loan_amount

Float

The amount of loan in USD

payment_terms

Integer

Number of payments to pay back the loan

monthly_payment_amount

Float

Payment amount in a month

loan_return

Float

Loan return after it is paid off

is_approved

Boolean

Approval status for the loan

loan_paid_off

Boolean

Status on the completion of the loan

loan_balance

Float

Current remaining loan balance to be paid off

interest_rate

Float

A value between 0.03 to 2.0 for the interest rate of the loan

lender

Dict

Contains lender data for loan

next_payment_date

Date

UTC time for the upcoming loan payment

borrower

Dict

Contains borrower data for loan

status

String

Current Loan Status

loan_due_amount

Float

The loan due amount

created_date

Date

UTC time for loan creation

original_debt

Float

Amount of debt for this loan

collected_amount

Float

Collected amount of the loan in USD

remaining_debt

Float

Amount of debt to be collected later

collection_fee

Float

Fee of collection

collected_percentage

Float

Percentage of the collection amount

net_collected

Float

The net value of the collection amount

loan_request_id

Integer

Loan request id, associated with this loan

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