Fund Loan

API endpoint to fund loans for mobile users.

HTTPS Request

POST https://api.lenmo.app/api/v3/accepted_offers/{id}/fund/

We only fund loan using the user's balance now, not balance and bank as done previously. Validation needed for the API endpoint to work:

1. Offer has to be not processed on dwolla before; processed_on_dwolla attribute have to be False.

2. Offer has to be Accepted.

3. LoanRequest status has to be Offered.

4. Borrower has a primary funding resource.

5. Investor's Balance exceeds the total_amount attribute of the Loan.

Path Parameters

Name	Type	Description
id*	Long	The accepted offer id to be funded.

Headers

Name	Type	Description
Accept	String	The content type of the response.
Authorization*	String	The bearer token that give the user the authentication to perform this request.

201: Created A loan is successfully funded

{
    'message': 'Loan is started to fund, We will notify you just finish.'
}

400: Bad Request A loan cannot be funded

{
    "detail": // reason for not being able to fund the loan.
}

403: Forbidden Permission Denied

{
    "detail": "Authentication credentials were not provided."
}

Sample Request

cURL

curl -X POST "https://api.lenmo.app/api/v3/accepted_offers/125944/fund/" \
    -H "Accept: application/json" \
    -H "Content-Type: application/json" \
    -H "X-API-KEY: YOUR_API_KEY" \
    -H "X-Timestamp: REQUEST_TIMESTAMP" \
    -H "X-HMAC: REQUEST_HMAC"

Python

import requests
import json

offer_id = 126315

headers = {
    'Accept': 'application/json',
    'Content-Type: application/json',
    'X-API-KEY': 'YOUR_API_KEY',
    'X-Timestamp': 'REQUEST_TIMESTAMP',
    'X-HMAC': 'REQUEST_HMAC'
}

body = {}

# Fund
url_fund = f'https://api.lenmo.app/api/v3/accepted_offers/{offer_id}/fund/'
response = requests.post(url_fund, json=body, headers=headers)
print(response.json())

Java

import java.io.OutputStream;
import java.io.InputStreamReader;
import java.io.BufferedReader;
import java.net.HttpURLConnection;
import java.net.URL;

public class Main {
    public static void main(String[] args) {
        try {
            int offerId = 126315;
            String urlString = "https://api.lenmo.app/api/v3/accepted_offers/" + offerId + "/fund/";
            URL url = new URL(urlString);
            HttpURLConnection connection = (HttpURLConnection) url.openConnection();
            connection.setRequestMethod("POST");
            connection.setRequestProperty("Accept", "application/json");
            connection.setRequestProperty("Content-Type", "application/json");
            connection.setRequestProperty("X-API-KEY", "YOUR_API_KEY");
            connection.setRequestProperty("X-Timestamp", "REQUEST_TIMESTAMP");
            connection.setRequestProperty("X-HMAC", "REQUEST_HMAC");
            connection.setDoOutput(true);

            String jsonInputString = "{}";
            try(OutputStream os = connection.getOutputStream()) {
                byte[] input = jsonInputString.getBytes("utf-8");
                os.write(input, 0, input.length);
            }

            BufferedReader in = new BufferedReader(new InputStreamReader(connection.getInputStream(), "utf-8"));
            String inputLine;
            StringBuilder response = new StringBuilder();
            while ((inputLine = in.readLine()) != null) {
                response.append(inputLine);
            }
            in.close();

            System.out.println(response.toString());
        } catch (Exception e) {
            e.printStackTrace();
        }
    }
}

Ruby

require 'net/http'
require 'json'
require 'uri'

offer_id = 126315
url = URI("https://api.lenmo.app/api/v3/accepted_offers/#{offer_id}/fund/")

http = Net::HTTP.new(url.host, url.port)
http.use_ssl = true
request = Net::HTTP::Post.new(url)
request["Accept"] = "application/json"
request["Content-Type"] = "application/json"
request["X-API-KEY"] = "YOUR_API_KEY"
request["X-Timestamp"] = "REQUEST_TIMESTAMP"
request["X-HMAC"] = "REQUEST_HMAC"
request.body = {}.to_json

response = http.request(request)
puts JSON.parse(response.body)

Node.Js

const fetch = require('node-fetch');

const offerId = 126315;
const url = `https://api.lenmo.app/api/v3/accepted_offers/${offerId}/fund/`;

const headers = {
    "Accept": "application/json",
    "Content-Type": "application/json",
    "X-API-KEY": "YOUR_API_KEY",
    "X-Timestamp": "REQUEST_TIMESTAMP",
    "X-HMAC": "REQUEST_HMAC",
};

const body = {};

fetch(url, {
    method: 'POST',
    headers: headers,
    body: JSON.stringify(body)
})
.then(response => response.json())
.then(data => console.log(data))
.catch(error => console.error('Error:', error));

PHP

<?php
$offerId = 126315;
$url = "https://api.lenmo.app/api/v3/accepted_offers/$offerId/fund/";

$headers = [
    "Accept: application/json",
    "Content-Type: application/json",
    "X-API-KEY: YOUR_API_KEY",
    "X-Timestamp: REQUEST_TIMESTAMP",
    "X-HMAC: REQUEST_HMAC"
];

$body = json_encode([]);

$ch = curl_init();
curl_setopt($ch, CURLOPT_URL, $url);
curl_setopt($ch, CURLOPT_RETURNTRANSFER, true);
curl_setopt($ch, CURLOPT_HTTPHEADER, $headers);
curl_setopt($ch, CURLOPT_POST, true);
curl_setopt($ch, CURLOPT_POSTFIELDS, $body);

$response = curl_exec($ch);
if (curl_errno($ch)) {
    echo 'Error:' . curl_error($ch);
} else {
    $json = json_decode($response, true);
    print_r($json);
}

curl_close($ch);
?>