> For the complete documentation index, see [llms.txt](https://docs.lenme.com/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.lenme.com/reference/api-reference.md).

# API Reference

Dive into the specifics of each API endpoint by checking out our complete documentation.

## <mark style="color:blue;">Step 1:</mark> List Borrower's Loan Request&#x20;

{% content-ref url="/pages/WMA0IXpoyL54q29cJQZq" %}
[List borrower's loan request](/reference/list-borrowers-loan-request.md)
{% endcontent-ref %}

## <mark style="color:blue;">Step 2:</mark> Offer a loan request

After listing all loan requests of the prior 30 days, the investor can initiate an offer with an interest rate for a loan request.

{% content-ref url="/pages/qG7Bu7hC5fAZ01exFgf3" %}
[Offer Loan Requests](/reference/offer-loan-requests.md)
{% endcontent-ref %}

## <mark style="color:blue;">Step 3:</mark>  Fund an accepted offer

After the borrower accepts the offer, the investor can fund the loan. This requires a call from the investor to the fund loan endpoint.

{% content-ref url="/pages/XOwylZjBWIJ94Fo7M66C" %}
[Fund Loan](/reference/fund-loan.md)
{% endcontent-ref %}

## Get transfer history

The investor can check the transfer history related to their funded loans in the life cycle of the loan.

{% content-ref url="/pages/tcHwUgK0c3BfUPbJ2cYy" %}
[Fetch Transfer History](/reference/fetch-transfer-history.md)
{% endcontent-ref %}

## Get Loan and payments details&#x20;

Investors can check their associated loans in different states with their respective data using the following APIs.

{% content-ref url="/pages/eHy3J3BRHOX26JDgb6nn" %}
[Get Loans](/reference/get-loans.md)
{% endcontent-ref %}

{% content-ref url="/pages/x2alhc3ZnjShBagN4jwe" %}
[Get Loan payments](/reference/get-loan-payments.md)
{% endcontent-ref %}

## Get data aggregation from the borrower bank.

The investor can get further information about the borrower's banking data, if available, before initiating an offer to loan requests.

{% content-ref url="/pages/sRuAbjBuKj0eSvGwvfKz" %}
[Fetch Banking Data](/reference/fetch-banking-data.md)
{% endcontent-ref %}

## Fetch Third Part Services

The "Fetch Third Party Service" endpoint in Lenme's API allows developers to access various third-party services, like machine learning models and borrower data, using the loan request ID and provider name.

{% content-ref url="/pages/MPLS2p65AQV4iTyZmW9z" %}
[Fetch Third Party Service](/reference/fetch-third-party-service.md)
{% endcontent-ref %}