List borrower's loan request

This endpoint retrieves a list of loan requests based on specific criteria. The returned active loan requests will only include those issued within the last 30 days

HTTPS Request

GET https://api.lenmo.app/api/v3/loan_requests/

This endpoint retrieves a list of loan requests based on specific criteria. The returned loan requests will only include those issued within the last 30 days. and exclude requests where:

Path Parameters

NameTypeDescription

lenmo_color

Integer

0 : Low Risk 1 : Medium Risk

2 : High Risk

3 : Facebook Friends 4 : Crypto-backed Loans

credit_score

NumericRange

Loan requests associated to borrower with credit score in between a range.

loan_amount

NumericRange

Loan requests with respective amount range

loan_terms

NumericRange

Loan requests of a certain range of loan terms.

completed_loans

Numeric Filter

Loan requests associated to borrower that have this completed loan count. Accepts numeric choices or numeric range or both. Examples: ?completed_loans=1,2,3 ?completed_loans=1-3 ?completed_loans=1,2,3-10

invited_borrowers

Boolean

Loan requests associated to invited borrowers.

previous_borrowers

Boolean

Loan requests associated to previous borrowers with completed loans.

state

string

Loan requests associated to one or multiple state (Note: you can enter NY or New York and it's not case sensitives ) you can also add multiple states by separating between them with , (e.g. CA,NY,..)

zip_code

String

Loan requests associated to one or multiple zip code you can add more than one by separating between them with,

nearby_zipcodes

Boolean

Loan requests linked to one or more zip codes of the lender aligned with the zip codes of borrowers.

Headers

NameTypeDescription

X-API-KEY*

String

The API key that gives the user the authentication to perform this request.

Accept

String

X-Timestamp*

String

The timestamp of the request.

X-HMAC*

String

The HMAC generated for the request.

Sample Request

curl -X GET "https://api.lenmo.app/api/v3/loan_requests/" \
    -H "accept: application/json" \
    -H "X-API-KEY: YOUR_API_KEY" \
    -H "X-Timestamp: REQUEST_TIMESTAMP" \
    -H "X-HMAC: REQUEST_HMAC"

Sample Response

{
  "count": 5155,
  "next": "https://api.lenmo.app/api/v3/loan_requests/?page=2",
  "previous": null,
  "results": [
    {
      "id": 147132,
      "borrower": {
        "id": 541966,
        "avatar": 1,
        "initial": "TM",
        "lenmo_score": 68,
        "credit_score": "620 - 630",
        "lenmo_color": 1,
        "hard_inquiries": 1,
        "deregatory_mark": 0,
        "total_accounts": 2,
        "credit_utilization": 1.02,
        "annual_income": 24000,
        "payment_history": 100,
        "completed_loans_count": 0
      },
      "borrower_card_color": 1,
      "loan_amount": "200.00",
      "loan_terms": 1,
      "total_amount": "203.11",
      "total_fees": "3.11",
      "fee_legislative": "0.11",
      "fee_extra": "0.00",
      "fee_lenmo": "3.00",
      "created": "2023-02-12T22:59:57.355382Z",
      "fav_loan_request_id": null,
      "lenme_prediction_purchased": false,
      "crypto_currency": null,
      "crypto_amount": null,
      "crypto_logo": null,
      "crypto_name": null,
      "crypto_market_value": null,
      "crypto_interest_rate": null
    },

Response Parameters

ParameterTypeDescription

id

Number

This is the loan request ID

Borrower's id

Number

This is the borrower's ID the requested the loan

intial

String

Borrower's Intial

lenmo_color

Integer

Lenme scoring model that measure the risk level.

credit_score

String

Credit score range - borrower's credit score range in a 10-point range.

hard_inquiries

Integer

Number of hard inquires as per the credit report of the borrower.

deregatory_mark

Integer

Deregatory mark as per the credit report of the borrower.

total_accounts

Integer

Number of total accounts as per the credit report of the borrower.

credit_utilization

Float

Credit utilization as per the credit report of the borrower.

annual_income

Float

TransUnion annual income.

payment_history

Float

TransUnion Payment History

completed_loans_count

Integer

Number of completed loans for this borrower. Retrive Borrower's loan history.

borrower_card_color

Integer

An integer value that reflect the risk level of the borrower.

loan_amount

Float

The amount of loan in USD

loan_terms

Integer

Number of loan terms for this loan request

total_amount

Float

The total amount of loan including fees

total_fees

Float

The total fees for the loan

fee_legislative

Float

Legislative fees for the loan

fee_extra

Float

Lenme extra fees

fee_lenmo

Float

Lenme fees

created

Date

Date of loan request creation

fav_loan_request_id

Long

Id of a favourite loan request

lenme_prediction_purchased

Boolean

Is LenmePredict purchased for this loan?

count_views

Integer

Number of loan requests views

crypto_currency

String

Type of crypto currency if crypto loan request.

crypto_amount

Float

Crypto amount if crypto loan request.

crypto_logo

String

URL for the crypto currency logo

crypto_name

String

Name of the crypto currency

crypto_market_value

Float

The market value of the crypto currency

census_tract_geo_id

String

Census tract GEO ID: A unique Geographic Identifier used by the United States Census Bureau to uniquely identify a specific census tract. It is a concatenation of several codes that uniquely define the geographic location.

max_interest_rate

Float

The maximum interest rate that can be offered for this loan request. The maximum interest rate varies based on different parameters, including the borrower's state, type of loan, and other factors.

borrower_data_aggs

JSON

Aggregation of the borrower's financial activities over the last 90 days.

Highlight

JSON

The highlight object is used to inform lenders about the status of the loan request.

A highlight object consists of:

  1. status:

    The status of the loan request. Possible values:

    1: new loan request.

    2: the loan request was viewed.

    3: the loan request was offered.

  2. title:

    The title of the highlight.

  3. message:

    Shows how many views or offers for this loan request.

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