> For the complete documentation index, see [llms.txt](https://docs.lenme.com/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.lenme.com/lenme-agentic-investing.md).

# Lenme Agentic Investing

## Agentic investing overview

Lenme's MCP connector lets you use an AI agent — such as Claude — to work with\
your Lenme investing data in plain language. You can ask your agent to surface\
loan requests that fit your criteria, review your active investments and\
transaction history, and place funding offers, all from inside your agent.

{% hint style="info" %}
Agentic investing is available to **active Lenme lenders**. If your account isn't currently lending, you'll be able to sign in but not connect until you're an active lender.
{% endhint %}

### What's an MCP connector?

The **Model Context Protocol (MCP)** is an open standard that lets AI agents connect securely to external apps and services. Lenme runs an MCP server that exposes a focused set of tools your agent can call on your behalf, only after you sign in and explicitly grant access.

### What your agent can do

Once connected, your agent can, on your behalf:

* **Browse borrower loan requests** available for you to fund, and filter them by risk level, credit score, loan amount, term, borrower state, and more.
* **Review a borrower's loan history** and banking data before you decide.
* **View your investments** — your loans (pending, funded, in collection, or in default), funding offers, balances, and payment schedules.
* **View your transactions**, including your funding and repayment history.
* **Place funding offers** on loan requests at an interest rate you choose.

{% hint style="warning" %}
**Placing a funding offer requires explicit confirmation.** Your agent will not submit an offer unless the action is confirmed. Your agent is designed to confirm with you first, and your AI client will also prompt you before it runs.
{% endhint %}

#### Example prompts

* "Show me low-risk loan requests between $500 and $2,000 with a 3–12 month term."
* "What's this borrower's loan history for request 12345?"
* "List my loans that are currently in collection."
* "Summarize my funding and repayment activity this month."

### What your agent can access

When you connect your Lenme account, your agent can process the following data:

* All details about your investments, funding offers, and balances
* All details about your transactions, including funding and repayment history
* Loan requests available for you to fund, and the borrower information Lenme provides for them

### Risks

{% hint style="danger" %}
You are solely responsible for your investment decisions and for any funding\
offers placed in your account through an AI agent.
{% endhint %}

* AI agents can make mistakes and may misinterpret your instructions.
* Instructions you submit through an agent are based on your own investment decisions. You are responsible for reviewing and verifying every funding offer before it is placed.
* You are solely responsible for determining the suitability of any particular loan request or investment strategy.
* An AI agent is a third-party service and is **not** affiliated with Lenme. Lenme cannot guarantee the availability, accuracy, or timeliness of an agent's output and is not responsible for its content, including any claims or opinions related to investing or the financial markets

See [Disclosures](#disclosures) for the full terms.

### Connect your AI agent

You'll connect Lenme as a custom connector in your AI client, then sign in and\
grant access.

{% hint style="info" %}
**Lenme MCP endpoint:** `https://api.lenmo.app/mcp`
{% endhint %}

{% tabs %}
{% tab title="Claude (claude.ai)" %}

1. Go to **Settings → Connectors**.
2. Select **Add custom connector**.
3. Enter the Lenme MCP endpoint: `https://api.lenmo.app/mcp`.
4. Select **Add**, then **Connect**.
5. Sign in with your Lenme credentials and review the access request.
6. Select **Allow** to finish connecting.
   {% endtab %}

{% tab title="Claude Desktop" %}

1. Open **Settings → Connectors**.
2. Select **Add custom connector**.
3. Enter the Lenme MCP endpoint: `https://api.lenmo.app/mcp`.
4. Complete the sign-in and consent flow when prompted.
   {% endtab %}

{% tab title="Claude Code" %}
Run:

```bash
claude mcp add --transport http lenme https://api.lenmo.app/mcp
```

Then open Claude Code and complete the sign-in and consent flow in your browser when prompted.
{% endtab %}

{% tab title="Other clients" %}
Any MCP-compatible client can connect using the Lenme MCP endpoint `https://api.lenmo.app/mcp` over streamable HTTP. Your client will open Lenme's sign-in page to complete authorization.
{% endtab %}
{% endtabs %}

### Revoke access

You can revoke an agent's access to your Lenme account at any time by contacting **Lenme support**. Once revoked, the agent can no longer read your data or act on your account until you connect again.

### Troubleshooting

* **The connector won't add** — double-check the MCP endpoint URL and that your client supports remote MCP connectors over HTTP.
* **You can sign in but can't connect** — agentic investing is available to active lenders only. If you're not currently lending, you won't be able to grant access.
* **Sign-in popup closes immediately** — allow pop-ups and third-party sign-in for the Lenme domain, then try again.
* **"Access denied" after signing in** — make sure you're signing in with the email tied to your Lenme lender account.
* **The agent can't see recent activity** — ask it to fetch again; results reflect your account at the time of the request.

### Disclosures

When entering and submitting your instructions via an external AI agent, you are solely responsible for your investment decisions and for any funding offers placed in your account pursuant to such instructions. All instructions entered by you through an external AI agent via our API are based on your own investment decisions, and Lenme will not be liable for any of your investment choices or for any losses resulting from such instructions. You are solely responsible for determining the suitability of any particular loan request or investment strategy. Furthermore, you are solely responsible for reviewing and verifying all details of your instructions, and funding offers you submit through your AI agent.

Your use of an AI agent to access your Lenme account(s) is subject to all the terms and conditions contained in the agreement(s) governing your account(s), including but not limited to the Lenme Investor Agreement, relating to the use of APIs to access your Lenme account(s). Please review these terms before allowing an agent to access your account(s).
